Compliant and Transparent Merchant Processing

Cannabis payment processing has entered a new phase of maturity with the introduction of PPSGcann’s fully transparent, compliant merchant processing program.

Built on a foundation of regulatory alignment and operational integrity, this program delivers a true banking-backed solution—eliminating the ambiguity and risk historically associated with cannabis payments.

Through PPSGcann, operators gain complete transparency across the entire payment ecosystem, including full disclosure of all banking and processing partners. This level of visibility not only strengthens compliance and audit readiness, but also provides the confidence and stability required to scale in a highly regulated environment.

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SERVICES

Merchant App

What is the PPSGcann's merchant processing program?

Bank App

PPSGcann’s merchant processing program represents a first-of-its-kind solution purpose-built for plant-touching THC licensees, including dispensaries, cultivators, and delivery operators.

Designed specifically for the complexities of regulated cannabis commerce, the program enables compliant, transparent, and fully traceable debit card acceptance—without reliance on workarounds or non-standard processing methods.

By aligning directly with established banking and payment network frameworks, PPSGcann delivers a straightforward, scalable payment infrastructure that supports operational efficiency, reduces compliance risk, and elevates the overall transaction experience.

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Our fully transparent merchant processing program represents a true, compliant card acceptance solution—designed to operate within traditional banking frameworks without reliance on workarounds or regulatory gray areas.

By enabling real-time, exact-dollar card transactions—rather than cashless ATM substitutes—we eliminate operational friction, reduce cash exposure, and enhance accuracy across every transaction. This results in a more secure, auditable, and streamlined payment experience for both operators and customers.

The impact is immediate and measurable:

No cash handling risk or reconciliation discrepancies
No customer confusion at the point of sale
No dependency on cash movement or associated liabilities
Improved compliance posture through transparent, traceable transactions

This approach aligns cannabis retail with modern payment standards—delivering the same level of efficiency, security, and professionalism expected across other regulated industries.

With payments operating as they should, your organization can remain focused on what matters most: scaling operations, improving margins, and driving sustainable growth.

Program Highlights

Fully endorsed by major debit networks
Operates within established payment rails, ensuring legitimacy, stability, and long-term scalability.
Lower total cost than cash management
Eliminates expenses associated with cash handling, armored transport, reconciliation, and shrinkage.
Complete bank and processor transparency
Full disclosure across all financial partners, reinforcing trust, compliance, and audit readiness.
Accurate transaction descriptors (no miscoding)
Transactions reflect the true DBA and business location, supporting transparency and reducing dispute risk.
No out-of-network fee exposure
Provides a predictable, consistent cost structure for both merchants and customers.
No long-term contractual lock-in
Zero early termination fees, enabling operational flexibility and partner alignment.
No recurring administrative overhead
No annual or hidden maintenance fees.
No onboarding barriers
No application fees, allowing for efficient and frictionless implementation.

CLIENTS

Merchant App

Bank App

PPSGcann Merchant Processing — Compliant Cashless ATM Infrastructure

PPSGcann delivers a fully compliant Cashless ATM model, structured within established banking and network guidelines. Our program emphasizes transparency, accurate transaction handling, and operational consistency—providing cannabis operators with a secure and reliable path to electronic payments.

PPSGcann merchant processing Cashless ATM

Program Structure & Operational Highlights
Standardized transaction increments
Transactions are processed in predefined denominations (e.g., $5, $10, $20), aligning with Cashless ATM network requirements while maintaining checkout consistency.
Consumer-paid convenience fee model
A clearly disclosed convenience fee—similar to traditional ATM usage—is applied at the point of transaction, reducing cost burden on the merchant.
Flexible change management at point of sale
Dispensary staff can provide change as needed, ensuring a smooth and customer-friendly checkout experience.
Proven revenue lift
Merchants leveraging this model have experienced average sales increases of ~18% compared to cash-only environments, driven by higher ticket sizes and reduced purchase friction.
Compliance, Infrastructure & Scalability
Future-ready payment stack
Designed to support a seamless transition to traditional credit card acceptance upon federal regulatory changes, with new merchant account onboarding pathways already defined.
Flexible contractual structure
Standard agreements range from 3–5 years, with negotiable terms to align with operator needs and growth plans.
Accurate merchant coding from inception
Proper setup ensures correct classification, reducing compliance risk and supporting long-term program stability.
Transparent and accurate transaction descriptors
Reflects true DBA and business details, improving customer clarity and minimizing disputes.
Enhanced terminal security and encryption
Utilizes advanced encryption protocols to safeguard transaction data and meet evolving security standards.
Diversified banking support across terminals
Each terminal is supported by a network of 10+ banking relationships, improving transaction routing, uptime reliability, and overall compliance posture.

Program Fees & Cost Structure

PPSGcann’s merchant processing program is designed with a transparent, predictable pricing model aligned to both operator efficiency and customer clarity.

Consumer Convenience Fee: $3.99 per transaction
Applied directly to the customer at the point of sale, consistent with standard ATM usage models—minimizing direct processing costs to the merchant.

Per-Transaction Processing Fee: $0.00
No additional transaction-based charges to the merchant, supporting margin preservation and simplified reconciliation.

Monthly Platform Fee: $30.00
Includes comprehensive account management, detailed monthly statements, full bank compliance oversight, and access to real-time online reporting tools.